Florida Simplified Divorce Forms

The "Simple" Florida Divorce That's Not Simple for Everyone

You've heard about Florida's "simplified dissolution of marriage" and you're wondering if this quick, easy divorce option is right for you. Before you download Form 12.901 (a)  and assume you're on the fast track to being single again, there's something critical you need to know:

Most couples who think they qualify for simplified dissolution actually don't.

And if you file using the simplified process when you don't qualify, you're looking at rejected paperwork, wasted filing fees ($409 down the drain), and weeks of delays while you start over with the correct process.

This comprehensive guide will tell you exactly whether simplified dissolution works for your situation, how to complete Form 12.9101A correctly if you qualify, and what to do if you don't. Most importantly, I'll show you how to navigate this process affordably whether you take the simplified route or need the standard divorce procedure.

Here's the reality: Simplified dissolution is genuinely simpler and faster than standard divorce - when you meet all the strict requirements. But for about 70% of couples who initially think they qualify, it turns out they need the regular dissolution process instead.

Let's make sure you're in the right 30%.

What Is Simplified Dissolution of Marriage in Florida?

Simplified dissolution is Florida's streamlined divorce option, created by the legislature to make uncontested divorces faster and easier for couples with straightforward situations.

Think of it as divorce "lite":

• Fewer forms to complete

• Shorter process (as little as 30-45 days)

• Both parties attend one brief hearing together

• Less expensive (no attorney required)

• Final judgment often granted same day as hearing

But here's the catch: You must meet ALL of the strict eligibility requirements, and I mean ALL of them. Miss one requirement and simplified dissolution isn't available to you - no exceptions.

Simplified Dissolution vs. Regular Dissolution: Key Differences

Simplified Dissolution:

• Both parties must agree to everything upfront

• Both must attend final hearing together

• Limited property division allowed

• NO minor or dependent children (deal-breaker for many)

• Neither party can be pregnant

• Waive rights to trial and appeal

• Cannot request alimony (ever)

• Faster timeline (30-45 days typical)

Regular Dissolution (Form 12.901):

• One party can file alone

• Only petitioner usually attends final hearing

• Complex property division allowed

• Children of any age permitted

• Pregnancy doesn't disqualify

• Preserve trial and appeal rights

• Alimony can be requested

• Longer timeline (6-10 weeks for uncontested)

The simplified process saves you maybe 2-3 weeks compared to uncontested regular dissolution, but you give up important rights and flexibility to get that speed.

The 9 Strict Requirements for Simplified Dissolution in Florida

You must meet every single one of these requirements to use Form 12.915. If you fail even one, you need regular dissolution instead.

Requirement #1: Both Parties Agree to Simplified Dissolution

This isn't just "we both want a divorce." This means:

Both parties must:

• Agree to use the simplified dissolution process

• Agree on division of ALL assets and debts

• Agree neither will request alimony

• Agree to waive trial and appeal rights

• Be willing to attend the final hearing together

• Sign all forms together

If your spouse:

• Refuses to cooperate

• Wants to contest anything

• Won't attend hearing with you

• Disagrees about property division

• Wants a trial

• You can't use simplified dissolution

Real example: James and Maria agreed on everything except their 2015 Honda Accord. James wanted it, Maria thought she should get it since she made higher payments. That ONE disagreement disqualified them from simplified dissolution entirely.

Requirement #2: No Minor Children or Dependent Children

This is the deal-breaker for most couples.

You CANNOT use simplified dissolution if:

• You have any children under 18 together

• You have children 18+ who are still dependent (disabled, in high school)

• Either party adopted children during the marriage

• You're expecting a baby (pregnancy disqualifies)

Important: This applies to children FROM THIS MARRIAGE.

Stepchildren from previous relationships don't count - if you have kids from a prior marriage but none together, you can still use simplified dissolution.

Why this matters: About 45% of divorcing couples in Florida have minor children. All of them are automatically disqualified from simplified dissolution.

If you have children: You need regular dissolution (Form 12.901(b)(1)) to address custody, time-sharing, and child support. There's no way around this.

Requirement #3: Neither Party Is Pregnant

If either spouse is currently pregnant, simplified dissolution is NOT available - even if:

• The baby isn't your spouse's

• You both agree about everything

• You have no other children

• You're giving the baby up for adoption

Pregnancy means regular dissolution. Period.

Why: Florida law protects unborn children's rights regarding paternity, custody, and support. These issues must be addressed through regular dissolution.

Wait until after the baby is born? Technically possible, but then you might have a dependent child (see Requirement #2), which also disqualifies you.

Requirement #4: At Least One Party Lived in Florida for 6+ Months

This is Florida's residency requirement, same as regular dissolution.

You must prove:

• At least ONE spouse lived in Florida continuously for 6 months immediately before filing

• Evidence includes: Florida driver's license, voter registration, lease agreement, utility bills, employment records

Both spouses don't need 6 months - just one of you.

If you just moved to Florida: Wait until you hit the 6-month mark. Filing too early gets your case dismissed and you lose your $409 filing fee.

Requirement #5: You Agree to Divide Property and Debts (or Have None)

For simplified dissolution, you must have already agreed on how to divide everything, or have nothing to divide.

This includes:

• Real estate (houses, land, rental properties)

• Vehicles (cars, boats, motorcycles, RVs)

• Bank accounts and cash

• Retirement accounts (401k, IRA, pensions)

• Business interests

• Household furnishings and personal property

• Stocks, bonds, investments

• Credit card debt

• Loans

• Mortgages

Common mistake: "We don't have much property, so simplified dissolution works."

Wrong. It's not about how MUCH you have - it's about whether you AGREE on division. Even if you only have one car and one bank account, if you disagree about who gets what, simplified dissolution isn't available.

Property division in simplified dissolution is limited:

• You can divide property yourselves before filing

• Court doesn't determine division or enforce agreements

• If disputes arise later, you're on your own

• No court oversight or protection

If you have complex assets (business, multiple properties, significant retirement accounts), you probably shouldn't use simplified dissolution even if you technically qualify. Regular dissolution provides more protection and court oversight.

Requirement #6: Neither Party Requests Alimony (Spousal Support)

By choosing simplified dissolution, both parties permanently waive the right to alimony - both now and in the future.

This means:

• Neither can request alimony in this divorce

• Neither can request alimony later (even if circumstances change)

• You're giving up this right forever

• No modification possible

When this matters:

• Long marriages (7+ years often qualify for alimony)

• One spouse significantly out-earns the other

• One spouse sacrificed career for family

• One spouse has health issues affecting earning capacity

• Significant age difference

Real scenario: Linda and Robert married 15 years. Robert earns $95,000/year as an engineer. Linda earns $28,000/year because she stayed home for 10 years raising kids (now adults).

Linda might qualify for rehabilitative or bridge-the-gap alimony in regular dissolution. But if she agrees to simplified dissolution, she permanently waives this right - potentially giving up $1,000-$2,000/month for several years.

That's $24,000-$48,000 she's leaving on the table to save 2-3 weeks in the divorce process.

Bottom line: If there's ANY possibility one spouse might deserve alimony, don't use simplified dissolution.

Requirement #7: You Waive Rights to Trial and Appeal

Simplified dissolution requires both parties to permanently waive:

Right to trial:

• No evidentiary hearings

• No presenting witnesses

• No cross-examination

• No arguing your case

Right to appeal:

• No appealing the final judgment

• No requesting rehearing

• No challenging the judge's decision

• Final judgment is truly final

Why this matters: If the judge denies your simplified dissolution for any reason, or if you discover issues after the fact, you have limited recourse.

In regular dissolution: You preserve these rights. If something goes wrong, you can request hearings, present evidence, and appeal if necessary.

Most people are fine waiving these rights when they genuinely agree on everything. But understand what you're giving up.

Requirement #8: Both Parties Must Attend the Final Hearing Together

Unlike regular dissolution where typically only the petitioner attends, both spouses must appear at the final hearing together for simplified dissolution.

This means:

• Same date

• Same time

• Same courtroom

• Standing before the judge together

• Answering questions together

Potential problems:

• One spouse lives out of state

• Conflicting work schedules

• Transportation issues

• One spouse is nervous about court

• You can't stand being in the same room

If your spouse:

• Won't commit to attending

• Lives far away and can't travel

• Has scheduling conflicts

• Is avoiding court

• Changes their mind

• Simplified dissolution won't work

In regular dissolution: Only the petitioner usually attends the final hearing (or sometimes neither party if the judge waives it).

Requirement #9: Full Financial Disclosure

Both parties must complete and file Florida Family Law Financial Affidavits (Form 12.902(b) or (c)) disclosing:

• All income sources

• All expenses

• All assets

• All debts

• Complete financial picture

These must be accurate and complete. False information is perjury (a crime).

Why this requirement: Even though you're not requesting alimony or having the court divide property, Florida requires full financial disclosure in all dissolutions to:

• Ensure fairness

• Prevent fraud

• Establish public record

• Protect both parties

If either party isn't willing to fully disclose finances, simplified dissolution isn't appropriate.

Do You REALLY Qualify? Take This Assessment

Answer these questions honestly. If you answer "NO" to ANY question, you don't qualify for simplified dissolution.

The Simplified Dissolution Qualification Quiz

Question 1: Do both of you want the divorce and agree to use simplified dissolution?

• ☐ Yes, we both want this and agree

• ☐ No, one of us is hesitant or doesn't agree

Question 2: Do you have ANY children together under age 18, or dependent children 18+?

• ☐ No children together at all

• ☐ Yes, we have children (DISQUALIFIED)

Question 3: Is either spouse currently pregnant?

• ☐ No, neither is pregnant

• ☐ Yes, someone is pregnant (DISQUALIFIED)

Question 4: Has at least one of you lived in Florida continuously for 6+ months?

• ☐ Yes, we meet residency requirement

• ☐ No, we haven't been here long enough (DISQUALIFIED)

Question 5: Do you agree on how to divide ALL property and debts?

• ☐ Yes, we've agreed on everything or have nothing to divide

• ☐ No, we disagree about some things (DISQUALIFIED)

Question 6: Are both of you willing to give up any right to alimony forever?

• ☐ Yes, neither wants alimony now or ever

• ☐ No, one of us might need/deserve alimony (DISQUALIFIED)

Question 7: Are both of you willing to waive your rights to trial and appeal?

• ☐ Yes, we're both comfortable waiving these rights

• ☐ No, we want to preserve our rights (DISQUALIFIED)

Question 8: Can both of you attend the final hearing together?

• ☐ Yes, we can both attend at the same time

• ☐ No, one of us can't or won't attend (DISQUALIFIED)

Question 9: Are you both willing to complete full financial affidavits?

• ☐ Yes, we'll both disclose everything

• ☐ No, one of us won't disclose finances (DISQUALIFIED)

Question 10: Is your marriage less than complex (no business, no significant retirement accounts, straightforward assets)?

• ☐ Yes, we have simple finances

• ☐ No, we have complex property/assets (simplified not recommended)

Your Results:

All "YES" answers: You likely qualify for simplified dissolution! Keep reading to learn the process.

One or more "NO" answers: You need regular dissolution of marriage (Form 12.901). This isn't bad - it's actually better for most situations and still doesn't require an attorney.

Unsure on any answers: Talk to a legal professional or use our DIY course to determine your best path.

The Complete Simplified Dissolution Process: Step-by-Step

If you genuinely qualify, here's exactly what happens from start to finish.

Step 1: Gather Required Documents

Before starting Form 12.915, collect:

Personal information:

• Marriage certificate (certified copy)

• Both spouses' current addresses

• Social Security numbers

• Florida residency proof (driver's license, lease, etc.)

Financial information:

• Pay stubs (last 3 months)

• Tax returns (last 2 years)

• Bank statements

• Property deeds

• Vehicle titles

• Debt statements

• Retirement account statements

You'll need all this to complete your financial affidavits.

Step 2: Complete the Simplified Dissolution Packet (Form 12.915)

The packet includes multiple forms that both parties complete together:

Form 12.915(a): Petition for Simplified Dissolution of Marriage Both spouses sign this petition together, stating:

• You meet all requirements

• You agree to simplified dissolution

• You're waiving rights to trial and appeal

• You're not requesting alimony

• You've reached agreement on property/debt division

What you'll fill out:

• Names and addresses of both parties

• Date and place of marriage

• Statement of no minor/dependent children

• Statement neither party is pregnant

• Residency information

• Property settlement agreement

• Both signatures required

Critical: Both parties sign as "Petitioners" - there's no respondent in simplified dissolution.

Form 12.915(b): Marital Settlement Agreement for Simplified Dissolution Details exactly how you're dividing:

• Real property (houses, land)

• Personal property (cars, furniture, etc.)

• Bank accounts and cash

• Retirement accounts

• Debts and liabilities

• Who keeps what specifically

This must be completely clear and specific. Vague statements like "we'll split everything fairly" won't be accepted.

Example of specific vs. vague:

WRONG (too vague): "We agree to divide the bank account."

RIGHT (specific): "Husband shall receive 100% of Chase Bank checking account #12345 with approximate balance of $3,200. Wife shall receive 100% of Wells Fargo savings account #67890 with approximate balance of $2,800."

Form 12.902(b) or (c): Family Law Financial Affidavit Each spouse completes their own financial affidavit:

• Short form (b) if gross income under $50,000/year

• Long form (c) if gross income $50,000+/year

Must include:

• Every source of income

• Every monthly expense

• Every asset owned

• Every debt owed

• Complete and accurate

Both affidavits must be notarized.

Step 3: File the Packet with the Clerk of Court

Both spouses go to the Clerk of Court together to file:

What to bring:

• Completed Form 12.915 packet (all forms)

• Two notarized financial affidavits

• Marriage certificate (certified copy)

• Photo IDs

• Filing fee: $409 (cash, check, or card - varies by county)

What happens at filing:

• Clerk reviews forms for completeness

• Both parties sign in presence of clerk or deputy clerk

• Clerk assigns case number

• Clerk provides hearing date (usually 4-6 weeks out)

• Both parties receive copies of filed documents

Critical difference from regular dissolution: No service of process needed because both parties are filing together.

Step 4: Complete Mandatory Parent Education (If Had Children in Past)

Wait - didn't we say no children allowed?

Clarification: No minor or dependent children from THIS marriage. But if either spouse has children from a PREVIOUS relationship, Florida still requires the parenting class.

Parenting Course requirements:

• 4-hour approved course

• Online or in-person

• Cost: $25-40

• Certificate must be filed before final hearing

If neither of you has ever had children (from any relationship): Skip this step.

Step 5: Wait for Final Hearing Date

Florida requires a minimum 20-day waiting period from filing to final hearing, even for simplified dissolution.

During this time:

• Review all filed documents

• Make sure you both understand the settlement

• Prepare for the hearing

• Complete parenting class if required

• Don't change your mind (if you do, the process gets complicated)

What if you change your mind during the waiting period?

If either party wants to withdraw from simplified dissolution, you file a Notice of Withdrawal. This doesn't end the divorce - it converts it to regular dissolution, which continues under different procedures.

Step 6: Attend the Final Hearing Together

This is typically a brief hearing (10-20 minutes) where both of you appear before a judge.

What to bring:

• Photo IDs

• Copy of all filed documents

• Parenting course certificate (if applicable)

• Professional attire (dress respectfully)

• Arrive 15-20 minutes early

What the judge will ask:

To both of you:

• "Do you both agree to this simplified dissolution?"

• "Have you both read and understood the marital settlement agreement?"

• "Are you both entering this agreement voluntarily, without coercion?"

• "Do you understand you're waiving rights to trial and appeal?"

• "Do you understand neither of you can request alimony in the future?"

To each individually:

• "Is this your signature on the petition?"

• "Did you complete your financial affidavit truthfully?"

• "Do you agree to the property division as stated?"

• "Is there anything you want to change or add?"

Answer clearly and honestly. If you express ANY hesitation or disagreement, the judge may deny simplified dissolution and require you to proceed under regular dissolution.

Common judge questions that trip people up:

• "Are you absolutely certain you don't want a trial?" (Answer: Yes, I'm certain)

• "Do you understand this is final and can't be appealed?" (Answer: Yes, I understand)

• "Has anyone forced or pressured you into this?" (Answer: No, this is my voluntary choice)

After questioning, if satisfied:

• Judge signs Final Judgment of Simplified Dissolution of Marriage

• Marriage is officially dissolved

• You receive certified copies (usually 2-3 copies, $2-5 each)

• Case is closed

You're officially divorced the moment the judge signs the final judgment.

Step 7: After the Divorce

Immediately after final judgment:

• Obtain certified copies (you'll need them for various purposes)

• Execute property transfers per settlement agreement

• Update insurance, beneficiaries, wills

• Change name if desired (requires additional steps)

• Update Social Security, DMV, banks, etc.

Property transfers:

• Sign vehicle titles over

• Update bank accounts

• Transfer real estate deeds (may require quitclaim deed)

• Close joint credit accounts

• Divide retirement accounts per settlement

The court will not enforce your settlement agreement. If one party doesn't follow through with agreed-upon transfers, the other party must pursue civil remedies.

The Complete Timeline: How Long Does Simplified Dissolution Take?

Here's the realistic timeline from start to finish:

Week 1: Preparation and Forms

• Days 1-3: Gather all required documents

• Days 4-7: Complete all forms together

• Get financial affidavits notarized

Week 2: Filing

• Day 8-10: Both go to clerk's office to file

• Pay $409 filing fee

• Receive final hearing date (usually 4-6 weeks out)

Week 3-5: Waiting Period

• Complete parenting class if required

• Review all documents

• Prepare for hearing

• Mandatory 20-day minimum wait

Week 6-7: Final Hearing

• Both attend hearing together

• Answer judge's questions

• Judge signs final judgment

• Receive certified copies

Total time: 6-8 weeks from starting forms to being divorced

Compare to regular uncontested dissolution: 8-10 weeks

You're saving maybe 2-3 weeks by using simplified dissolution.

Is it worth giving up trial rights, appeal rights, and any future alimony to save 2-3 weeks?

For some couples, absolutely. For others, definitely not.

How Much Does Simplified Dissolution Cost in Florida?

Let's break down actual costs:

If You Do It Yourself (DIY)

Required court costs:

• Filing fee: $409

• Notary fees: $20-30 (two affidavits)

• Certified copies: $10-15 (2-3 copies)

• Parenting class: $0-40 (if applicable)

Total required costs: $439-494

Optional but helpful:

• Our DIY Divorce Course: $47

• Certified marriage certificate: $10-15

• Parking/transportation: $10-20

Total DIY cost: $486-561

If You Hire an Attorney

Simplified dissolution attorney fees (Florida average):

• Flat fee for simplified: $1,500-$2,500

• Includes form preparation

• Includes hearing attendance

• Plus $409 court costs

Total with attorney: $1,900-$2,900+

Why so much for "simplified"? Because attorneys charge for their time and expertise, even when the process is streamlined.

If You Use Document Preparation Service (Us)

Our document prep for simplified dissolution:

• Flat fee: $300-350

• We complete all forms based on your information

• Review for accuracy

• Both parties sign

• You file yourselves (or we can file for additional $75)

• Plus $409 court costs

Total with our service: $709-834

Savings vs. attorney: $1,100-2,100

If You Use Our DIY Course

What's included for $47:

• Step-by-step video instructions

• How to complete every form correctly

• Sample completed forms

• Common mistakes to avoid

• Filing instructions

• Final hearing preparation

• Email support for 60 days

Total cost: $47 + $439 court costs = $486

Savings vs. attorney: $1,400-2,400

ROI on $47 course: 30-50x your investment

Common Mistakes That Cost People Thousands

After helping hundreds of Floridians with dissolution, I see these mistakes repeatedly:

Mistake #1: Assuming You Qualify Without Checking All Requirements

The error: "We don't have kids and we agree on everything, so simplified works!"

The reality: They forgot about the pregnancy requirement, or one spouse wants the option of alimony, or they disagree about one asset.

The consequence:

• File using simplified process

• Realize mid-process you don't qualify

• Must convert to regular dissolution

• Wasted $409 + weeks of time

• More paperwork and complexity

The solution: Use our qualification quiz above. If you answer "no" to even ONE question, you need regular dissolution.

Mistake #2: Being Vague in the Marital Settlement Agreement

The error: "We agree to split everything 50/50."

The reality: What does that mean exactly? Split the house? Split the car? How?

The consequence:

• Clerk rejects filing for being too vague

• Must redo settlement agreement

• Delays and frustration

• Potential disputes later

The solution: Be extremely specific. Every asset gets assigned to either spouse with complete details (account numbers, VINs, addresses, approximate values).

Mistake #3: Not Completing Financial Affidavits Accurately

The error: Guessing at income, forgetting debts, estimating values

The reality: Financial affidavits are sworn documents. Inaccuracies can:

• Delay your case

• Require amended affidavits

• Potentially constitute perjury

• Create problems if anyone challenges later

The solution: Gather actual documents. Use real numbers. Include everything.

Mistake #4: One Party Changing Their Mind at the Hearing

The error: John agrees to everything until the hearing, then tells the judge he's not sure about giving up alimony rights.

The consequence:

• Judge denies simplified dissolution

• Case converts to regular dissolution

• Both parties now need to proceed under different process

• Hearing rescheduled

• More time and expense

The solution: Be absolutely certain before filing. Discuss every requirement. Make sure both parties genuinely agree.

Mistake #5: Not Understanding What Rights You're Waiving

The error: Signing forms without understanding what "waiving right to appeal" actually means

The consequence:

• Regret after final judgment

• Discovery you gave up something valuable

• No recourse because rights were waived

• Potentially unfair result you're stuck with

The solution: Read everything. Ask questions. Use our course to understand each requirement. Don't rush.

Mistake #6: Thinking Simplified Is Always Better Because It's Faster

The error: "Simplified is faster so it must be better for us!"

The reality:

• You save 2-3 weeks

• You give up valuable rights

• You lose court oversight of property division

• You can never request alimony later

• Regular dissolution might be better for you

The consequence: Poor long-term outcome to save a few weeks

The solution: Carefully weigh whether the trade-offs are worth the time savings.

When You DON'T Qualify: Regular Dissolution Is Actually Better

If you don't qualify for simplified dissolution - or even if you do but have hesitations - regular dissolution is probably the right choice.

Regular Dissolution Advantages:

More flexibility:

• Can request alimony if circumstances warrant

• Preserve trial and appeal rights

• Court oversight of property division

• Can modify requests during the process

Only one party attends hearing:

• More convenient scheduling

• Less awkward if relationship is tense

• Better if spouse lives far away

Better for complex situations:

• Business ownership

• Significant retirement accounts

• Multiple properties

• Complicated debt

More protection:

• Court enforces property division

• Discovery process available

• Subpoena power if needed

• Judge makes final decisions if you can't agree

The Timeline Difference Is Minimal

Simplified dissolution: 6-8 weeks
Uncontested regular dissolution: 8-10 weeks

You're talking about 2-3 extra weeks to preserve important rights and protections.

For most couples, those 2-3 weeks are worth it.

Regular Dissolution Doesn't Mean Expensive

Many people assume: "If I can't do simplified, I need an expensive attorney for regular dissolution."

The reality: Regular uncontested dissolution is very doable yourself with proper guidance.

Our DIY Divorce Course covers:

• Regular dissolution (Form 12.901)

• All supporting forms

• Property division

• Financial affidavits

• Parenting plans (if you have kids)

• Complete process start to finish

Same $47 price, same step-by-step instructions, same success rate.

The only real difference is 2-3 more weeks and slightly more paperwork. That's it.

Should You Do Simplified Dissolution Yourself or Hire Help?

DIY Works Great for Simplified Dissolution If:

Your situation is truly straightforward:

• Limited assets (one home or none, 1-2 cars, basic bank accounts)

• No retirement accounts or small balances

• Minimal debt

• Complete agreement on everything

• Good communication between parties

You're comfortable with paperwork:

• Can follow detailed instructions

• Willing to invest 4-6 hours

• Organized and detail-oriented

• Not intimidated by legal forms

You want maximum savings:

• $47 course + $439 court costs = $486 total

• vs. $1,900-2,900 with attorney

Our success rate: 96% of simplified dissolution students successfully complete and file without errors.

Document Preparation Makes Sense If:

You want it done right but can't afford an attorney:

• We complete all forms based on your information

• $300-350 for simplified dissolution

• Review and accuracy check included

• Still save $1,500+ vs. attorney

You're busy and time is money:

• Would rather pay $300 than spend 6 hours on forms

• Value your time highly

• Want professional completion

You want peace of mind:

• Nervous about making mistakes

• Previous bad experience with legal paperwork

• Just want it handled correctly

Hire an Attorney If:

Your situation isn't as simple as it seems:

• Hidden complexity in property

• Questions about whether you qualify

• One party pressuring the other

• Concerns about fairness of agreement

You need legal advice:

• Not sure if you're making the right decisions

• Questions about tax implications

• Complex property requiring QDROs

• One party is unsophisticated or vulnerable

You can afford it and want full-service:

• $1,900-2,900 isn't a financial hardship

• You want an attorney handling everything

• Peace of mind is worth the cost

The Simplified Dissolution Forms: Line-by-Line

Let me walk you through the key sections so you know what you're dealing with.

Form 12.915(a): Petition for Simplified Dissolution

Header Section:

• Circuit court and county (where you're filing)

• Both parties' full legal names (as on marriage certificate)

• Both current addresses

• Case number (left blank - clerk assigns)

Paragraph 1: Residency State which spouse has lived in Florida for 6+ months and provide evidence type.

Example: "Husband has been a resident of Florida for more than six months immediately prior to filing this petition, as evidenced by Florida driver's license issued February 15, 2024."

Paragraph 2: Marriage Information

• Date of marriage

• Place of marriage

• Both parties' full legal names at marriage

Paragraph 3: No Children Critical checkbox stating:

• No minor children were born or adopted during marriage

• Neither party is pregnant

• No children from marriage are dependent

All three must be true.

Paragraph 4: Property Settlement State that you've reached agreement on property/debt division as detailed in the attached marital settlement agreement.

Paragraph 5: Request for Relief What you're asking the court to grant:

• Dissolve the marriage

• Approve the property settlement agreement

• Restore former name (if desired)

• Other relief court deems appropriate

Signature Section: Both parties sign as "Petitioners" - typically done in front of clerk or notary.

Form 12.915(b): Marital Settlement Agreement

This is the most important form - it details exactly who gets what.

Section 1: Real Property List every piece of real estate:

• Property address

• Approximate value

• Mortgage balance (if any)

• Who receives the property

Example: "Husband shall receive all right, title, and interest in the marital residence located at 123 Oak Street, Port Orange, FL 32127. Property has approximate value of $285,000 with remaining mortgage balance of approximately $198,000. Husband shall be solely responsible for said mortgage and shall hold Wife harmless from any obligation related to this property."

Section 2: Personal Property Vehicles, furniture, electronics, jewelry, etc.

Be specific: WRONG: "Wife gets the car"
RIGHT: "Wife shall receive 2018 Honda Civic, VIN: 1HGBH41JXMN109186, currently titled in both names. Husband agrees to sign title over to Wife within 30 days of final judgment."

Section 3: Bank Accounts and Cash Every account with:

• Bank name

• Account type

• Approximate balance

• Who receives it

Section 4: Retirement Accounts 401(k)s, IRAs, pensions, etc.

• Plan type

• Plan administrator

• Approximate value

• Who receives it

Note: If significant balances, division may require QDRO (Qualified Domestic Relations Order) - talk to a professional.

Section 5: Stocks, Bonds, and Investments Complete list with values and allocation.

Section 6: Debts and Liabilities Every debt:

• Creditor name

• Account number (last 4 digits)

• Approximate balance

• Who's responsible

Critical: Even if you agree one person pays a joint debt, the creditor can still pursue either of you. Consider refinancing or paying off joint debts before divorce.

Section 7: Personal Property Division "All other personal property in possession of each party shall remain the separate property of that party."

Section 8: Final Statement Both parties acknowledge:

• Agreement is fair

• Entered voluntarily

• No coercion or duress

• Full disclosure of finances

• Agreement is final

Both signatures required.

Financial Affidavits (Form 12.902(b) or (c))

Each spouse completes their own:

Short Form (b) - Gross income under $50,000:

• Employment and income

• Monthly expenses

• Assets (what you own)

• Liabilities (what you owe)

Long Form (c) - Gross income $50,000+:

• More detailed income breakdown

• Expanded expense categories

• Complete asset listing with values

• All liabilities with balances

Both must be notarized.

Critical accuracy requirements:

• Every dollar of income (including side gigs, gifts, bonuses)

• Every monthly expense (be realistic, not inflated)

• Every asset you own (even if small value)

• Every debt you owe (including medical bills, family loans)

These are sworn statements under penalty of perjury.

Alternative: When You Thought You Qualified But Don't

You got excited about simplified dissolution, then realized you don't qualify. Now what?

You Need Regular Dissolution - And That's OK

Regular dissolution (Form 12.901) is:

• Still very doable yourself

• Only slightly longer (2-3 more weeks)

• Better for most situations anyway

• Covered in our same DIY course

You're not losing much by using regular dissolution:

• Same court costs ($409)

• Same general process

• Slightly more forms

• Preserve important rights

You're actually gaining:

• Ability to request alimony if warranted

• Trial and appeal rights preserved

• Court oversight of property division

• Flexibility if circumstances change

• Only petitioner attends final hearing

• Better protection overall

Our Course Covers Both Processes

One $47 course includes:

• Simplified dissolution (Form 12.915)

• Regular dissolution (Form 12.901 - all versions)

• With children and without

• Property division

• Financial affidavits

• All supporting forms

• Complete process for both

So if you start thinking you qualify for simplified, then realize you need regular dissolution, you're covered.

No additional cost. No starting over. Just switch to the regular dissolution module.

Real Success Stories: Simplified Dissolution Done Right

Tom and Sarah - Orlando

Situation:

• Married 4 years

• No children

• Both agreed to divorce

• Limited property (renting, two cars, basic furniture)

• No retirement accounts or significant assets

Process:

• Both completed our DIY course ($47)

• Filled out simplified dissolution packet together

• Filed jointly at Orange County courthouse

• Final hearing 35 days later

• Total time: 5 weeks from start to divorced

Their words: "We watched the videos together, filled out the forms following Mark's instructions, and filed ourselves. The hearing was awkward but only lasted 12 minutes. We saved over $3,000 compared to hiring attorneys and honestly it wasn't that hard with the step-by-step guidance."

Total cost: $486

Jennifer - Daytona Beach

Situation:

• Married 6 years

• No children

• Husband wanted simplified dissolution to save time

• Jennifer had concerns about giving up alimony rights

Process:

• Started simplified dissolution process

• Watched our course module on alimony

• Realized she might qualify for bridge-the-gap alimony

• Switched to regular dissolution (Form 12.901)

• Requested and received $800/month for 18 months

Her words: "I almost gave up $14,400 in alimony to save three weeks. Thank goodness the course explained the differences clearly and helped me understand what I was giving up. Regular dissolution was only slightly more work but protected my interests."

Outcome:

• Used regular dissolution

• Received alimony she deserved

• Still did it herself with our course

• Total cost: $536 (course + court costs)

• Received: $14,400 in alimony

ROI: $14,400 benefit for $47 investment = 306x return

Michael and Lisa - Tampa (What NOT to Do)

Situation:

• Married 9 years

• Thought they qualified for simplified

• Downloaded free forms from Florida Courts website

• Completed settlement agreement too vaguely

What happened:

• Filed simplified dissolution petition

• Clerk accepted it (mistake)

• At final hearing, judge reviewed settlement agreement

• Too vague - judge refused to approve

• "Who gets the 2015 Ford Escape?"

• "We'll split it"

• "How do you split a car?"

• Judge denied simplified dissolution

• Converted to regular dissolution

• Both now needed amended petitions and new hearing

• Added 8 weeks to process

What they learned:

• Free forms provide no guidance

• Vague agreements don't work

• Specificity is critical

• They eventually hired a document preparer ($450) to fix everything

Total cost: $859 + 8 extra weeks of stress

If they'd started with our $47 course: They would have known to be specific in the settlement agreement and saved themselves 8 weeks and $403.

Frequently Asked Questions About Simplified Dissolution

About Qualification

Q: We have adult children over 25 who are independent. Can we use simplified dissolution?
A: Yes! The "no children" requirement only applies to minor children (under 18) or dependent children (18+ but still dependent). Independent adult children don't affect your eligibility.

Q: I'm pregnant but it's not my husband's baby. Can we still use simplified dissolution?
A: No. Any pregnancy disqualifies simplified dissolution regardless of paternity. You must use regular dissolution.

Q: We agree on everything except one credit card debt. Can we use simplified?
A: No. You must agree on ALL property and debts. Even one dispute disqualifies you from simplified dissolution.

Q: My spouse lives in another state. Can we still do simplified dissolution?
A: Only if they can travel to Florida for the final hearing. Both parties must attend together. If they can't or won't attend, you need regular dissolution.

About Process

Q: How long does simplified dissolution take in Florida?
A: Typically 6-8 weeks from filing to final judgment. Florida requires a minimum 20-day waiting period, then it depends on court scheduling.

Q: Do we need a lawyer for simplified dissolution?
A: No. The process is designed for self-representation. With our $47 course providing step-by-step guidance, 96% of people successfully complete it themselves.

Q: What happens at the final hearing?
A: Both of you appear before a judge who asks questions to ensure you both agree, understand what you're signing, and are acting voluntarily. Usually takes 10-20 minutes.

Q: Can we change our minds after filing?
A: Yes, before the final judgment. Either party can withdraw from simplified dissolution, which converts the case to regular dissolution.

About Costs

Q: How much does simplified dissolution cost in Florida?
A: Court filing fee is $409 plus notary fees ($20-30). Total required costs: $439-494. With our course: $486 total. With attorney: $1,900-2,900+.

Q: Is simplified dissolution cheaper than regular dissolution?
A: Court costs are the same ($409). You might save on attorney fees if you hired one, but most uncontested dissolutions don't need attorneys regardless of which process you use.

About Property

Q: We own a house together. Can we use simplified dissolution?
A: Yes, IF you completely agree on who gets it or how to divide proceeds if you sell. The settlement agreement must be very specific about the property disposition.

Q: What if we disagree about property division after the divorce is final?
A: You'd need to pursue civil remedies. The court won't enforce your settlement agreement in simplified dissolution. This is why regular dissolution is often better - the court maintains oversight.

Q: Do I need a QDRO for retirement accounts?
A: If you're dividing retirement accounts, yes. But this makes simplified dissolution more complex. Consider regular dissolution for better handling of retirement division.

About Rights and Restrictions

Q: What does "waiving right to trial" really mean?
A: You're agreeing not to have an evidentiary hearing where you present witnesses and evidence. The judge makes decisions based on your written settlement agreement and brief hearing testimony.

Q: Can I ever request alimony after simplified dissolution?
A: No. By choosing simplified dissolution, you permanently waive any right to alimony from this marriage - now and forever, even if circumstances change.

Q: What if I find out my spouse hid assets after the divorce?
A: You'd have limited recourse. This is another reason regular dissolution is often better - more discovery and protection against hidden assets.

Take Control of Your Divorce: Your Options

Option 1: DIY with Our Comprehensive Course (Best Value)

Perfect for:

• Couples who truly qualify for simplified dissolution

• Those comfortable with forms when given clear instructions

• Anyone wanting to save $1,400-2,400 vs. attorney

What you get for $47:

Complete simplified dissolution guidance:

• Step-by-step video walkthroughs of every form

• How to determine if you qualify

• Sample completed forms

• Common mistakes to avoid

• Marital settlement agreement templates

• Financial affidavit instructions

• Filing procedures

• Final hearing preparation

PLUS regular dissolution (Form 12.901):

• Full instructions if you realize you don't qualify

• All versions covered (with/without children)

• Property division guidance

• Parenting plan templates

• Child support calculations

• Complete process start to finish

Bonus materials:

• "Should You Use Simplified Dissolution?" decision flowchart

• Property division spreadsheet templates

• Final hearing Q&A guide

• Email support for 60 days

• Private student community

• Lifetime updates when forms change

Total investment: $47 (course) + $439 (court costs) = $486

Savings: $1,400-2,400 vs. attorney

Success rate: 96% complete successfully without errors

ENROLL IN FLORIDA DIY DIVORCE COURSE - $47

Option 2: Professional Document Preparation

Perfect for:

• Couples who qualify but want hands-off completion

• Busy professionals who value time over DIY savings

• Those nervous about making mistakes

• Anyone wanting personal guidance

What's included ($300-350):

We complete everything for you:

• Free 30-minute consultation

• We prepare all simplified dissolution forms

• Based on information you provide

• Marital settlement agreement drafted

• Financial affidavits completed

• Review for accuracy and completeness

• Ready to file package

Personal guidance:

• Explain each document

• Answer all your questions

• Provide filing instructions

• Final hearing preparation

Optional add-ons:

• We file documents for you: +$75

• Attend final hearing with you: +$150

• Rush processing (3 days): +$100

Total cost: $300-350 (prep) + $409 (filing) = $709-759

Savings: $1,100-2,100 vs. attorney

Option 3: Hire an Attorney

Perfect for:

• Situations more complex than they seem

• One party needs legal advice

• Concerns about fairness or coercion

• You can afford it and want full-service

Expected costs:

• Simplified dissolution: $1,900-2,900

• Regular dissolution: $3,500-7,000+

What you get:

• Legal advice

• Complete form preparation

• Filing and service handled

• Court representation

• Protection of your interests

When to choose this:

• Don't try to save money if your situation genuinely needs an attorney

• Complex property

• Disputed issues

• Power imbalances

• Legal questions

We're honest: Some situations need attorneys. We'll tell you if yours does.

Option 4: Start with Free Resources

Perfect for:

• Still researching options

• Not ready to commit

• Want to learn more first

Free resources we offer:

• Download blank Form 12.915 packet

• Read our detailed blog guides

• Watch YouTube videos on simplified dissolution

• Take qualification quiz

• "Simplified vs. Regular Dissolution" comparison guide

• Join our email list for free mini-course

When ready, you can upgrade to:

• DIY course ($47)

• Document preparation ($300-350)

• Attorney consultation

Special Offer: Simplified Dissolution Success Package

Enroll in our DIY Divorce Course today and receive:

Bonus #1: "Simplified vs. Regular Dissolution Decision Guide" ($19 value)
Interactive flowchart helping you determine the right process for your situation

Bonus #2: "Property Division Spreadsheet Templates" ($24 value)
Pre-formatted Excel templates for listing all assets and debts with automatic calculations

Bonus #3: "Final Hearing Q&A Preparation Guide" ($17 value)
Every question judges commonly ask plus perfect answers

Bonus #4: "Post-Divorce Action Checklist" ($12 value)
Step-by-step tasks after divorce is final (DMV, banks, insurance, etc.)

Total bonus value: $72

Your investment: Only $47

Plus our guarantee: If our course doesn't save you time, stress, and money, we'll refund every penny within 30 days. No questions asked.

ENROLL NOW - GET $72 IN BONUSES

Why Choose Noble Notary & Legal Document Preparers?

Local Florida Expertise

We're not a national company selling generic templates.

We're a licensed Florida document preparation service based in Port Orange, specializing in family law.

We know:

• Current 2025 Florida Supreme Court forms

• County-specific procedures (Volusia, Flagler, Brevard, and more)

• Local court preferences and requirements

• Recent Florida statute changes

• What clerks look for when reviewing forms

We're here when you need us:

• In-person consultations in Port Orange

• Virtual services available statewide

• Real humans answer phone and email

• Same-day response to questions

Proven Results

We've helped hundreds of Floridians successfully divorce:

• 96% success rate for simplified dissolution students

• 94% success rate for regular dissolution students

• Average savings: $1,800-3,200 per couple vs. attorneys

• Average completion time: 6-8 weeks

Our students have:

• Saved over $750,000 collectively in attorney fees

• Successfully filed without errors

• Received final judgments quickly

• Recommended us to friends and family

Honest About What We Can't Do

We are NOT attorneys and we're transparent:

• We cannot provide legal advice

• We cannot tell you what strategy to use

• We cannot represent you in court

• We cannot make legal decisions for you

What we CAN do:

• Show you exactly how to complete forms

• Prepare documents based on your information

• Explain what each form does

• Provide procedural guidance

• Point you to resources for legal questions

• Refer you to attorneys when needed

This honesty builds trust. We never overstate our services or pretend to be something we're not.

Transparent Pricing

No hidden fees. No surprises. No upsells.

• DIY Course: $47 (one-time)

• Document Prep Simplified: $300-350 (quoted upfront)

• Document Prep Regular: $400-500 (quoted upfront)

• Optional add-ons clearly priced

• No recurring charges

• No forced coaching packages

The price we quote is the price you pay.

The Real Cost of Waiting

Every day you delay finalizing your divorce costs you:

Financially:

• Continued joint liability for spouse's debts

• Can't refinance or purchase property alone

• Tax filing complications

• Insurance coverage issues

• Potential asset dissipation

Emotionally:

• Prolonged uncertainty and stress

• Inability to fully move forward

• Impact on mental health

• Relationships on hold

• Life in limbo

Practically:

• Housing situation constraints

• Can't make independent major decisions

• Beneficiary and estate planning issues

• Credit score tied to spouse's actions

Florida's 20-day minimum waiting period means: A divorce you start today could be final by Christmas. A divorce you delay might not be final until summer.

Why wait?

Take the First Step Today

You don't need $2,000 to get divorced. You don't need to figure it out completely alone.

You need the right guidance at the right price.

Start Here:

Not sure if you qualify for simplified dissolution?

• Take our free qualification quiz

• Watch our "Simplified vs. Regular" video

• Read our detailed comparison guide

Ready to move forward with simplified dissolution?

• Enroll in DIY Divorce Course: $47

• Get everything you need to complete it yourself

• Step-by-step guidance, all forms, email support

• ENROLL IN DIY COURSE NOW

Want us to handle the paperwork?

• Schedule free 15-minute consultation

• Discuss your specific situation

• Get upfront quote

Have questions first?

• Email us anytime

• Call during business hours

• We respond within 24 hours

• No pressure, just honest answers

Contact Noble Notary & Legal Document Preparers

Office Location:
Water's Edge
Port Orange, FL 32127

Phone:
321-283-6452
Monday-Friday, 9 AM - 5 PM
Saturday by appointment

Email:
gracie.sias32@gmail.com
24-hour response guarantee

Online:
Website: https://legaldocprepnotary.com/
YouTube: https://www.youtube.com/@noblenotarylegaldocumentpr8229
Facebook: https://www.facebook.com/legaldocsnotaryportorange

Serving:

• Volusia County (Port Orange, Daytona Beach, Ormond Beach, DeLand, New Smyrna Beach)

• Flagler County (Palm Coast, Bunnell)

• Brevard County (Melbourne, Cocoa, Titusville)

• All of Florida (virtual services)

Schedule Your Free Consultation:
HERE!

Final Thoughts

Simplified dissolution of marriage is a great option - when you truly qualify and understand what you're giving up.

For many couples, it's the perfect choice:

• Fast (6-8 weeks)

• Affordable ($486 DIY)

• Straightforward

• No-drama

For others, regular dissolution is actually better:

• Only 2-3 weeks longer

• Preserves important rights

• Court oversight

• More protection

• Better for complex situations

The good news: Both processes are very doable yourself with proper guidance.

Our $47 course covers both, so you're prepared regardless of which path is right for you.

The hardest part of divorce isn't the paperwork - it's making the decision to move forward.

Once you've made that decision, the paperwork is just paperwork. It's followable. It's doable. And with the right guidance, it's not nearly as scary as it seems.

You can do this.

And we're here to help.

Disclaimer: This guide is provided for educational purposes only and does not constitute legal advice. Noble Notary & Legal Document Preparers is not a law firm, and our staff are not attorneys. We cannot provide legal advice, represent you in court, or engage in the practice of law. For specific legal questions about your situation, please consult a licensed Florida family law attorney.

The information in this guide is current as of November 2025 based on Florida law at that time. Laws and procedures may change. Always verify current requirements with your local clerk of court.

Simplified dissolution has strict eligibility requirements. This guide helps you understand those requirements, but only you and the court can determine if you truly qualify. When in doubt, consult with an attorney.

Last Updated: November 2025
Florida Supreme Court Approved Forms - Current as of November 2025

Noble Notary & Legal Document Preparers
Port Orange, Florida
Licensed & Bonded Document Preparation Service
Serving Florida Families Since [Year]

Your Affordable Path to a Fresh Start